Free tool — 2026
All-on-4 Cost Calculator
Estimate your All-on-4 implant cost based on location, number of arches, and prosthetic material. Includes monthly payment breakdown.
Key takeaways
- All-on-4 per arch costs $18,000–$35,000 nationally; full mouth (both arches) runs $35,000–$60,000+
- Zirconia prosthetics cost 20–35% more than acrylic/hybrid but last longer and look more natural
- Bone grafting, if required, adds $2,000–$8,000 and is needed in roughly 25% of full-arch cases
- Most dental insurance plans do not cover All-on-4; some major restorative plans cover the crown component at 50%
- HSA/FSA funds can be applied to All-on-4 costs — confirm with your plan administrator
- Monthly payments on 60-month 0% financing run $300–$600/month per arch before interest
All-on-4 cost by state
| State | Per arch (acrylic) | Per arch (zirconia) | Full mouth estimate |
|---|---|---|---|
| National average | $18,000–$28,000 | $24,000–$36,000 | $35,000–$56,000 |
| Texas | $17,000–$27,000 | $22,000–$35,000 | $34,000–$54,000 |
| Florida | $17,500–$27,500 | $23,000–$36,000 | $35,000–$55,000 |
| California | $22,000–$38,000 | $28,000–$48,000 | $44,000–$76,000 |
| New York | $24,000–$40,000 | $30,000–$52,000 | $48,000–$80,000 |
| Illinois | $19,000–$32,000 | $25,000–$42,000 | $38,000–$64,000 |
| Arizona | $16,000–$26,000 | $21,000–$34,000 | $32,000–$52,000 |
| Georgia | $15,500–$25,500 | $20,000–$33,000 | $31,000–$51,000 |
| Washington | $20,000–$34,000 | $26,000–$44,000 | $40,000–$68,000 |
Acrylic vs zirconia All-on-4 prosthetics
Acrylic / hybrid (standard)
The prosthetic teeth are made from acrylic resin mounted on a metal (titanium or chrome-cobalt) framework. Cost is lower — typically $18,000–$28,000 per arch. Acrylic is easier to repair chair-side but may need to be replaced after 5–10 years due to wear. Most All-on-4 "teeth-in-a-day" procedures use acrylic for the immediate temporary arch.
Best for: patients prioritizing lower upfront cost, patients who want to confirm fit and aesthetics before committing to zirconia.
Zirconia (premium)
Full-arch zirconia prosthetics are milled from solid zirconia blocks and typically last 15–25 years. They are more translucent, stain-resistant, and natural-looking than acrylic. Cost: $24,000–$36,000+ per arch. Repairs require sending the prosthetic back to the lab — there's no chair-side fix. Most patients who want a permanent long-term solution choose zirconia.
Best for: patients who want the most durable, natural-looking result and are comfortable with the higher investment.
Frequently asked questions
How much does All-on-4 cost in total?
A single arch (upper or lower) typically costs $18,000–$35,000 depending on state, material, and provider. Full mouth (both arches) ranges from $35,000–$60,000+. New York and California run 25–40% above the national average; Georgia, Arizona, and the Carolinas tend to be below average.
Does insurance cover All-on-4?
Standard dental insurance classifies All-on-4 as a major restorative / prosthodontic procedure. Most plans do not cover the implant posts. Some plans with major restorative coverage pay 50% of the crown/prosthetic component up to an annual maximum — rarely more than $1,500–$2,000. HSA and FSA funds can be used for the full procedure. Submit a pre-authorization request before starting treatment to confirm your benefit.
What is included in the All-on-4 fee?
A complete All-on-4 quote should include: surgical placement of 4 implants, abutments, the immediate temporary arch (teeth-in-a-day), final permanent prosthetic (acrylic or zirconia), imaging/CBCT scan, and follow-up appointments. Extractions, bone grafting, and sedation are usually billed separately — always ask for an itemized quote.
How long does All-on-4 take?
The surgical day (implants placed + temporary teeth) takes 4–8 hours in the chair. Final prosthetic delivery is typically 3–6 months later after osseointegration. Total treatment timeline: 4–8 months for a straightforward case; longer if grafting was required.
All-on-4 vs All-on-6: what's the cost difference?
All-on-6 uses 6 implants per arch instead of 4, providing more support — particularly important for the upper arch where bone density is often lower. Cost premium: $3,000–$8,000 per arch over All-on-4. For patients with adequate bone, All-on-4 achieves comparable results at lower cost.
Can I finance All-on-4?
Yes. Most implant practices offer in-house 0% financing for 12–24 months for qualified patients. For longer terms (36–60 months), CareCredit and LendingClub Health offer medical financing — read the APR carefully after the promotional period ends (typically 26.99% deferred interest). On a $28,000 case over 60 months at 0%, payments run ~$467/month.
Also see: All-on-4 cost guide · All-on-4 vs dentures · Implant cost calculator · Monthly payment calculator
Local pricing
Find costs in your city
All-on-4 dental implants prices vary significantly by metro area. Add your city to request a local estimate, or browse our city guides for local ranges.
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