How Much Do Braces Cost in Ontario?

Key takeaways

• Average range in Ontario: CA$5,200-$9,800 CAD
• Metal braces are consistently the lowest-cost option
• Most Canadian group plans pay CA$1,500–CA$3,500 lifetime toward orthodontics
• Orthodontic services are currently not available under the CDCP
• Health Care Spending Accounts (HCSA) can usually pay for braces, up to your plan's annual limit
• Invisalign costs are comparable to ceramic braces: CA$5,500-$10,200

Braces cost by type in Ontario

Each appliance type carries a different price, aesthetic profile, and treatment timeline. All ranges below are in Canadian dollars.

City-by-city braces costs in Ontario

Orthodontist fees vary significantly across Ontario. Practices in major urban centres typically charge 10–25% more than suburban or smaller-city providers.

Factors that affect the cost of braces in Ontario

Canadian insurance and government programs

Employer group dental plans

Most Canadian employer group plans include orthodontic benefits with a lifetime maximum of CA$1,500–CA$3,500 per covered person. Insurance typically covers 50–80% of eligible costs up to that maximum.

Example: CA$6,500 treatment × 60% coverage = CA$3,900 benefit — but if the lifetime max is CA$2,500, your insurance pays CA$2,500, leaving CA$4,000 out of pocket.

Canadian Dental Care Plan (CDCP)

The CDCP currently lists orthodontic services as unavailable. Do not include a CDCP benefit in a braces or aligner budget. Check Canada.ca for future changes to covered services.

Provincial programs

Provincial dental programs mainly cover basic care for children and low-income residents, and few of them pay for braces. Check the Ontario government website for programs that may help with orthodontic care for children in specific medical cases.

Health Care Spending Accounts (HCSA)

If your employer offers an HCSA (also called a flex account), orthodontic fees are usually an eligible expense. The account is employer-funded and generally tax-free to you, up to the plan's annual limit.

Payment plan options in Ontario

Most Ontario orthodontists offer flexible payment structures. Common options include:

• In-house installments: Spread treatment cost over the treatment period (typically 18–24 months) with little or no interest
• Flexiti / third-party financing: 12 months interest-free or up to 72 months with standard interest for qualifying applicants
• Family discounts: Many practices offer 5–10% off when multiple family members are treated simultaneously
• Dental school clinics: University dental and orthodontic schools offer supervised treatment at reduced rates — often 30–50% below private practice fees

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