Metro vs nearby areas
Clearwater, Largo, Dunedin, Safety Harbor, and St. Petersburg can quote differently; compare the same scope, material, and follow-up period across them rather than comparing a headline fee.
Clearwater, FL implant cost guide
How Much Do Dental Implants Cost in Clearwater, FL?
A single dental implant in Clearwater typically costs $3,250-$7,050 per implant. Full-arch (All-on-4) cases run $18,000–$35,000 per jaw. The final price depends on bone condition, number of implants, and restoration type.
Local market evidence
What is genuinely different in Clearwater
These signals add local context; they do not replace a written treatment plan or insurer determination.
Local planning index99Florida baseline = 100
Clearwater is close to the regional planning midpoint. This index is calculated only from this site's published city and regional ranges. It is not a claims database or price-confidence score.
Teaching or public option
HRSA Find a Health Center: The federal Find a Health Center tool lists community health centers near Clearwater; many provide dental care with fees tied to income. Which sites offer dental, plus eligibility and fees, vary, so confirm before assuming a reduced fee applies.
Specialist quote context
Clearwater sits in a metro with many general dentists and specialists, so quotes often split between the specialist and the dentist who places the final restoration. Ask for both fees and whether imaging is included.
Coverage and public programs
Adult Medicaid dental benefits vary by state, and implant coverage is often restricted or excluded. State Medicaid eligibility, covered services, provider participation, and prior-authorization rules vary. Verify the current state program before relying on a benefit. State Medicaid contacts →
Insurance context
Ask each office for the plan's allowed fee, network status, deductible, coinsurance, annual or lifetime maximum, waiting period, exclusions, and remaining benefit. A quoted benefit is not guaranteed until the claim is adjudicated.
Local financing context
Compare in-office payment schedules with third-party credit by APR and total repayment, not the advertised monthly amount, and ask whether paying a cash or prepaid fee lowers the price.
Surrounding-market comparison
Compare Clearwater with Largo, Dunedin, Safety Harbor, and St. Petersburg using the same written scope and the same imaging.
Quick facts — Clearwater
- Single implant: $3,250-$7,050 per implant
- Add bone graft: +$800–$3,000
- All-on-4 (one arch): $18,000–$35,000
- Most insurance plans cover the crown partially; implant surgery rarely covered
- FSA/HSA funds can pay for implants regardless of insurance classification
Procedure cost breakdown — Clearwater
| Procedure | Clearwater estimated range | Notes |
|---|---|---|
| Single tooth implant | $3,250-$7,050 per implant | Post, abutment, crown, imaging, follow-ups |
| Implant + bone graft | $4,050–$9,050 | Add-on when jaw density is insufficient |
| Implant + sinus lift | $4,750–$10,550 | Upper jaw posterior area only |
| All-on-4 (one arch) | $18,000–$35,000 | 4 implants + temporary + final arch prosthesis |
FAQ
Dental implant FAQ — Clearwater
How much do dental implants cost in Clearwater?
A single dental implant in Clearwater typically costs $3,250-$7,050 per implant. The final price depends on bone density, whether grafting is needed, implant brand, crown material, and sedation choice.
Are dental implants more expensive in Clearwater than the Florida average?
Clearwater implant fees are in line with the Florida state average of $3,300-$7,100 per implant. Practices in higher-overhead areas of the metro may charge 10–20% more. Getting two or three quotes from providers in different parts of the city often reveals meaningful price differences.
What does a dental implant quote include?
Ask whether the quoted fee covers the implant post, abutment, crown, imaging (CT scan and X-rays), any bone grafting, sedation, temporary tooth, and follow-up visits. Many quoted 'implant prices' exclude one or more of these components.
Can I finance dental implants in Clearwater?
Yes. Most Clearwater implant practices offer CareCredit or LendingClub Health financing. Spreading a $5,000 implant over 24 months at 0% promotional interest works out to approximately $208/month. FSA and HSA funds can also be applied.
More Florida guides
Dental implants in Florida Braces in Clearwater Invisalign in Clearwater Veneers in Clearwater Implants in MiamiImplants in OrlandoImplants in TampaImplants in JacksonvilleImplants in Port St. LucieImplants in St. PetersburgImplants in Cape CoralImplants in HialeahImplants in TallahasseeImplants in Fort LauderdaleImplants in Pembroke PinesImplants in HollywoodImplants in GainesvilleImplants in Palm BayImplants in MiramarImplants in Coral SpringsImplants in West Palm BeachImplants in LakelandImplants in Pompano BeachImplants in Miami GardensImplants in DavieImplants in Palm CoastImplants in Boca RatonImplants in Fort MyersImplants in Deltona
Clearwater dental care: local facts
- About 116,811 people lived in Clearwater in July 2024, down 0.5% from the April 2020 base.
- HRSA records show that 3 safety-net clinics there (health centers, rural or tribal clinics) hold a dental shortage designation. Shortage areas can mean longer waits and more travel, and health centers there usually offer income-based fees.
- Florida Medicaid's adult dental benefit is rated "Emergency-only" for 2025: coverage for pain relief in defined emergencies only. In 2024, 26% of Florida dentists were enrolled in Medicaid or CHIP.
- Florida's accredited dental schools are LECOM School of Dental Medicine (Bradenton), Nova Southeastern University College of Dental Medicine (Fort Lauderdale), University of Florida College of Dentistry (Gainesville) and Larkin University School of Dental Medicine (Miami). Supervised student clinics can cost less but take longer and accept cases after screening.
- The Clearwater range on this page is a planning estimate derived from the Florida range. The published fee estimates below are shown for comparison and do not set it. For comparison, CareCredit's ASQ360° research gives a national average of $4,344 for a standard single implant with abutment and crown (2023-24 cost tables).
Sources (accessed November 4, 2026): US Census Bureau: city and town population estimates, Vintage 2024; HRSA: dental health professional shortage areas (data download); ADA Health Policy Institute: Dental Care in Medicaid Programs (December 2025); Commission on Dental Accreditation: accredited DDS/DMD programs; CareCredit: dental procedure costs.
Published fee estimates for Clearwater
| Procedure (CDT code) | Estimated range | Source |
|---|---|---|
| Implant body (surgical placement) (D6010) | $2,619-$3,179 | BCBS FEP Dental price tool |
| Custom abutment (D6057) | $1,028-$1,427 | BCBS FEP Dental price tool |
| Porcelain crown on the implant (D6065) | $1,650-$2,198 | BCBS FEP Dental price tool |
| Porcelain crown on an abutment (D6058) | $1,645-$2,235 | BCBS FEP Dental price tool |
BCBS FEP Dental price tool estimates, queried for ZIP 33755 on November 4, 2026. Each code is priced on its own and the rows are not added into a total. They are tool estimates for one ZIP code, not a quote from any dentist.
Sources: BCBS FEP Dental price tool.